The increasing use of electronic ticketing systems in the international market has influenced many transport companies and developed this process in many other industrial sectors too. So now we, NCLOUD have also started this totally new concept to our country Nepal, from the field of transport sector and are planning to forward in other feasible sectors too. 

E-Ticketing system basically refers to the automated process of collecting the fare price via different automated devices. In context to E-Ticketing system we, n.Cloud have introduced the latest technique of collecting fare by printing ticketing electronically and deducting the fare from Smart Card.

Currently, we have introduced two kinds of devices – Handheld and Wall Mount devices. In Handheld devices we allow conductors to carry the device and print the ticket. In Wall Mount device we place the devices static in the particular place.     

Among those advantages, we can highlight the replacing of physical means by information management that, besides speeding up the procedures, allows a better control of the operation, with less effort, consequently resulting in a lower operational cost.

PROCESS FLOW:

 
It is important to know that Transport Company will handle all responsibilities of this NFC-Based Ticketing System. Transport Company may also appoint Ticketing Agent in different places of city to issue Pre-Paid NFC cards. 

Step: 
1. Transport Company will ask Ticketing Agent to be a registered member in the system. 

2. Ticketing Agent or Transport Company will issue NFC-Based card and will sale to passengers, and also will activate the card.
3. In the Ticketing booth, Passenger also will be able to recharge or top-up. 
4. Now card is ready for travelling and there will be a terminal in each Bus.
5. After boarding to the Bus, Passenger will tap his card on the terminal, terminal will send GPS data and Passenger information to Server.
6. At the time of exiting from Bus, Passenger again will tap his card on the terminal, terminal will send GPS data and Passenger information to Server.
7. Server will calculate fare depending on the boarding place and existing place.
8. End of the process. 

NFC-BASED CARD TYPE:

NFC-Based card will be of 2 types. 

1. Fixed price and one time card. 
2. Fixed card and recharge any time. 
3. 
   Fixed price and one time card: 

For this type of card passenger need not to provide any information to Ticketing Agent during purchasing. Recharge is NOT possible. 

2. Fixed card and recharge any time: 

For this type of card passenger MUST provide the detail information, including identification proof (mobile number, photo), to agent’s application, so that agent can active his card. This information will be saved in server side as a registered member, so that for any purpose this information can be used. For instance, recharging, reporting, card-losing, card-closing etc.

RECHARGE:

Recharge can be accomplished in the following way, 

1. Agent's or Transport Company Mobile Application. 
2. Online Web Based Application. 
3. Client's Mobile Application (through Mobile Banking service). 
4. Sending SMS by authorized Agent. 
5. 
   Agent's or Transport Company Mobile Application: 

Agent or TC will have an application in his smart phone, and through this application passenger will have the recharge facility. 

2. Online Web Based Application: Passenger must have to have a bank account. By providing account information in a particular Bank web application, passenger will be able to recharge his card
3. 
   Client's Mobile Application (through Mobile Banking service): Before using this application in passenger's smart phone, he has to ensure that he uses mobile banking service. This application will prompt two option like, pay card fee from Bank account and pay card fee from Mobile Banking Service. 

4. 
   Sending SMS by authorized Agent: Passenger will have a card ID printed in his NFC card, and this ID will be used to send SMS. Then agent will send a SMS with predefined format to a specific number. Which might be like this, Card_ID amount Agent_ID 
   XX2121233 100 xxxx6577 Upon successful SMS delivering, agent will receive an OTP (One Time Password). Then agent will insert and send this OTP again. Finally, passenger as well as agent will receive a confirmation notification. 

TERMINAL SYSTEM INSIDE THE BUS:

Bus will a have Terminal, Smart Phone or a Device having NFC, GPS, Modem (3G/4G), and WIFI. 

This device will be installed inside the bus or would be carried by the bus conductor.

PASSENGER/CLIENT-SIDE HARDWARE AND SOFTWARE REQUIREMENT:

Client or passenger will have, 
I. Contactless Card which will be provided to consumer. 
II. A software/application in smart phone or in computer, so that he can recharge his card alone any time. 

AGENT OR TC SIDE HARDWARE AND SOFTWARE REQUIREMENT:

Agent or TC will have, 
1. A basic phone, smart phone or computer to register passenger or to recharge passenger's card. 
2. A software/application in smart phone or in computer. 

FARE CALCULATION ON BUS: 

Steps of pay for a trip are as follow:

1. 
   Consumer boards on the bus. 
   II. Consumer touches the NFC Reader with the bus conductor/driver. 
   III. Consumer reaches his/her desired destination. 
   IV. Consumer then touches the NFC Reader before getting off the bus. 
   V. The fee is calculated based on the distance travelled or any other fee calculation model shown in the diagram. 
   
   We also offer Offline E-ticketing Solution (No need Internet Connection in the Bus/Micro/Tempo). 

NCMoblet, a product of 'n.Cloud Pvt. Ltd.', simply stands for 'n.Cloud Mobile Wallet'. It is an application that provides the users an ability to execute core banking functions via the active accounts, registered with the major financial institutions in the country, especially commercial and development banks and co-operatives. Additionally, it also provides features to pay bills for all of the major utility services like Prepaid and Postpaid Mobiles, PSTN, Internet and TV Cable. 

PayKendra is an online payment gateway for Nepal that enables online payment for transactions and value-added services at the point of sales. We specialize in secure Real-Time transaction processing service and support; PayKendra online payment gateway performs payment authorization and authentication, and makes settlement of funds between financial Institutions, Merchant and User (Customer). 
Owing to the revolution in e-commerce, customers find it much easier to order/pay for items through internet. E-Commerce Sites generally accept payments through Bank Cards, Internet Banking or Cheque. However, the clearance procedure for Cheque payment or Card payment is long and the Merchant has to wait for a long time to receive payment confirmation ad amount Moreover, payment through internet banking is a better option compared to card and cheque payment. With this system, your customers can pay quickly and easily with just a few clicks through PayKendra gateway. This will boost your transactions and will increase organizational reach in undiscovered market and guarantees payment that generates high revenue. 

PayKendra is an online payment gateway allowing payment to be made through the Internet. PayKendra is Nepal's on online payment gateway backend with communication mechanism created and hosted by n.Cloud Pvt. Ltd. facilitate online payment for various services and products. 

SMS messaging is not a new technology. Surely, specialized Instant message apps are cheaper and more flexible. Despite its shortcomings, it continues to be most popular because it’s comfortable. With SMS you can reach your clients, partners or employees instantaneously. Therefore, n.Cloud has introduced the concept of bulk SMS too. Through the process of bulk SMS service nCloud has provided its clients the facility of mass messaging.

The Benefits of bulk SMS technology are:

• Time saving and cost effective.
• Encourages high response rates
• Stable and reliable
• Increase IT security through two-factor authentication
• Easily accessible to all
• Reserve goods
• Little or no training required
• Ask about delivery schedules
• Easy to track and fully traceable
• Register interest in available job positions through SMS technology
• Highly targeted communication
• Can be automated

Cloud hosting is the procurement of computing resources from a cloud computing provider or facility to host data, services and/or solutions.

Cloud hosting is an Infrastructure as a Service (IaaS) cloud delivery model that provides a suite of remote/virtual services. These are delivered on an on-demand basis and hosted on top of a cloud computing infrastructure.

Cloud hosting refers primarily to the use of virtual hardware, network, storage and composite solutions from a cloud vendor. It is enabled through virtualization, whereby the entire computing capacity of an infrastructure or data center is distributed and delivered to multiple users simultaneously. The user uses underlying infrastructure to host its own applications, services and data. For example, a physical server can be virtualized and consolidated to host several cloud servers, all sharing the processor, memory, storage, network and other resources.

Cloud hosting provides untapped flexibility in scaling hosted resources. Moreover, cloud hosting may also combine the capacity of several servers to provide a single cloud hosted server. Some of the cloud hosted solutions are cloud servers, cloud desktops, cloud storage and more.

While checking the website or profile of any company, firstly everyone tries to notice the design trends and the content of the website. We all believe that content is the ruler of today’s website front view.

NCLOUD focuses more on effective content strategy and tries to add significant value to your business and your bottom line regardless of company size. We become subject matter experts for our clients. As a firm, we are focused on providing the highest quality of work to our clients. 

We tend to develop the website in such a way that your core clients and other website visitors can:

• Easily identify what your website is about
• Engage with your business by figuring out where to take the next step

We also have our own in-built software development system that are usable for different environmental sector. We hire our own developers as well as we tend to outsource for software development as per the requirement of the clients. Such software includes:

• Inventory Software
• School Software
• Cooperative Software
• Accounting Software